The #1 Digital Banking Savings Bank! Offering deposits, cards, loans, financial services, credit management, and lifestyle services – all in one place!

1 Digital Banking Savings Bank! Ranked #1 in cumulative app downloads and users in the savings bank sector (Source: App Annie, as of December 31, 2023).

Well-Bang Walking Savings: Earn interest (up to 10% APR) simply by walking! Interest rates are tiered based on steps achieved during the subscription period.

WELCOME! First Transaction Offer: Enjoy a preferential interest rate (up to 7% APR) on your first transaction! This special rate applies for 30 days to new account holders.

Welcome My Data: Manage your assets and liabilities effectively. We help consolidate your debts and explore potential loan transfers. Participate in our interest reduction project (estimated nationwide savings: KRW 8,334.98 million as of March 14, 2024). Check your credit health with our "Credit Weather" feature.

Easy and Convenient Account Opening: Open a non-face-to-face account anytime, anywhere, 24/7. No public certificate required; simply use pattern/fingerprint authentication and a 6-digit code. Dedicated accounts are available for payers, office workers, and business owners, offering special benefits.

Exclusive Well-Bang Lounge Benefits:

• Well-Bang Walking: Loan customers earn up to 100 KRW per day (up to 3,000 KRW per month); receiving customers earn up to 40 KRW per day (up to 1,240 KRW per month) by walking.
• Well-Bang Lotto: Win prizes by guessing 6 numbers (0-9).
• Well-Bang Odd or Even: Weekly prize money for correctly predicting odd or even.

Convenient Financial Services:

• Easy Transfers: Transfer funds between accounts with a simple drag-and-drop interface.
• Comprehensive Overview: View total assets, account details, and savings goal progress on a single page.
• Instant Car Valuation: Check car prices using only the license plate number.
• Automatic Payments: Automate utility bill and other recurring payments.
• Free Credit Management: Access your credit score without impacting your credit rating.

Electronic Financial Fraud Prevention: We employ PC designation, 2-channel authentication, and one-time authentication number services, complying with the Financial Supervisory Service's guidelines.

Product Information:

[Well-Bang Working Savings]

• Target: Individual customers
• Term: 12 months
• Payment Amount: Fixed amount of 10,000 KRW to 200,000 KRW per month
• Interest Payment: Lump sum at maturity

• Interest Rate: 1.0% APR + preferential rate (up to 9.0% APR)

  • Preferential Rate Conditions:

    • Steps Achieved: 1M+ steps (1.0%p), 2M+ steps (2.0%p), 3M+ steps (3.0%p), 4M+ steps (8.0%p)
    • Automatic Transfer: At least 6 times via our bank account (1.0%p)

[WELCOME First Transaction Preferential Term Savings]

• Target: Individual customers
• Term: 12 months
• Payment Amount: Fixed amount of 10,000 KRW to 200,000 KRW per month
• Subscription Conditions: Within 30 days of account opening
• Interest Payment: Lump sum at maturity

• Interest Rate: 3.7% APR + preferential rate (up to 3.3% APR)

  • Preferential Rate Conditions:

    • Automatic Transfer: At least 8 times via our bank account (1.8%p)
    • Average Balance: 500,000 KRW or more (1.5%p)

Important Notes: Deposits are protected up to 50 million KRW per person (combined with other protected products) under the Depositor Protection Act. Interest rates are subject to change; please refer to our website or app for the latest rates. Read the product description and terms and conditions carefully before subscribing.

Customer Center:

• Loan: 1661-0001 (Weekdays 8:30 AM - 6:00 PM)
• Deposits/Withdrawals: 1661-9400 (Weekdays 9:00 AM - 6:00 PM)
• General Inquiries: 1661-9300 (Weekdays 9:00 AM - 6:00 PM)
• Financial Fraud Reporting (Night): 02-397-8600/8800

Wellbang App Permissions: See app for details on required and optional permissions.

Company Information: Welcome Savings Bank Co., Ltd. CEO: Daewoong Kim. Business Registration Number: 120-87-93876.

What's New in Version 3.4.9 (Oct 22, 2024): App performance improvements and stability enhancements. 웰컴디지털뱅크(웰컴저축은행)