Lumbini Smart APP's Mobile Banking application provides customers with a convenient and secure way to manage their finances from their Android phone. The application is available to all customers with a Lumbini Bikas Bank account and a Lumbini Mobile Banking subscription. Customers can perform various banking tasks such as balance inquiry, mini statement, requesting a chequebook, and statement. The application also allows for fund transfer, bill payments for NTCL landline, NTC GSM postpaid, NTC ADSL, and NTC GSM prepaid mobile recharge. Additionally, customers can request a recharge pin for NTC CDMA prepaid mobile recharge. The application ensures the protection of personal and financial information while in use.

The Lumbini Smart APP mobile banking application offers several advantages to its users:

- Convenient banking: Customers can perform banking activities anytime and anywhere, simply by using their Android phone. This allows for flexibility and ease of use.

- Secure transactions: The application ensures the protection of personal and financial information, giving users peace of mind while conducting their banking activities.

- Account management: Customers can easily check their account balance, view mini statements, and request statements. This helps them stay updated on their financial status.

- Additional services: The application provides various additional services such as requesting a chequebook, checking banking hours, and accessing foreign exchange rates. This gives customers access to important banking information and services.

- Bill payments: Customers can conveniently pay their NTC Landline bills, NTC GSM Postpaid bills, NTC ADSL bills, and even recharge their NTC GSM prepaid and NTC CDMA prepaid mobile phones using the application. This saves time and allows for hassle-free bill payments.

- Merchant payments: The application also facilitates various merchant payments, making it easier for customers to make secure transactions with different vendors.

Overall, the Lumbini Smart APP mobile banking application offers convenience, security, and a range of services to help customers manage their finances effectively from their Android phones.